Debt collection refers to the work done to recover balances from credit accounts that are past due. Most commonly, debt collection specifically references third party debt collectors whose clients include banks, credit card issuers and other credit grantors, debt buyers, governments, and any organization that extends credit or owns an account where a balance is due. Collection methods traditionally include phone calls from call center agents, e-mails, and letters, and increasingly, SMS text. If an account remains in arrears after these efforts, the collection agency may contract with a collection attorney to file suit to recover the debt, if the collection agency is not positioned to do so.
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E.D.N.Y. Sanctions Plaintiff and His Counsel for Failing To Voluntarily Dismiss or Amend Complaint Not Supported by Available Evidence
1 October 2018
N.D. Illinois: Debt Buyer Cannot Collect Interest if Implicitly Waived by Original Creditor’s Actions; Finds Debt Buyer is Subject to FDCPA
27 September 2018
Nevada Court Finds No Cognizable Injury-in-Fact in Avila Interest Disclosure Claim
25 September 2018
M.D. Georgia Finds No Stand-Alone Defense for Relying on Debt Information Provided by Creditor
24 September 2018
Is It “Debt Collection” If You Never Asked For Money? U.S. Supreme Court to Review in October 2018 Term
20 September 2018
The Positive Impacts of the Debt Collection Industry (sponsored)
19 September 2018
A Compliant Text Message Service Begins with the Consent – And Ends with Big Results
19 September 2018
Report on IRS Private Debt Collection Program Gives Good Reviews to Agencies, Criticized IRS Management of Program
12 September 2018
BCFP’s Supervisory Highlights About Verification of Debt Potentially Conflict with 7th Cir. Guidance and Raise Questions of Practicality
7 September 2018
E.D. Pa.: Proper Forum for Collection Lawsuit is Where Plaintiff Resides or Signs Contract Despite Contract's Language
5 September 2018
Summons Not a Communication, Answer Deadline Does Not Overshadow Validation Rights According to Nevada Federal Court
30 August 2018
8th Circuit: Notice of Garnishment, Consumer-Initiated Inquiry After Cease Communication Request Not FDCPA Violation
29 August 2018
California Imposes SOL Notice Requirement on Debt Collectors; Bans Legal Action on ‘Time-Barred’ Debt
28 August 2018
7th Circuit: Service on Consumer not FDCPA Violation if No Entry of Appearance by Consumer’s Attorney
28 August 2018
Weltman Asks for $1.2M in Attorney's Fees from BCFP
27 August 2018
IRS Private Debt Collection Program Pays Off
27 August 2018
New Federal Court of Appeals Rulings Favor Debt Collectors (podcast)
23 August 2018
9th Circuit: Plaintiff Bears Burden of Proof Regarding Defendant’s Net Worth for Class Action Damages
22 August 2018
Portfolio Monitoring: The Definitive Guide (Sponsored)
21 August 2018
Cell Phone’s Visible Transposition of Voice Message to Text is Not Third Party Disclosure According to District of New Jersey
21 August 2018