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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Most Creditworthy Consumers Also Are Most Likely to Be Identity Theft Victims

8 June 2009

U.S. Consumer Credit Plummets in April; Credit Cards Fall 11 percent

8 June 2009

Canadians increasingly falling behind on their credit payments

3 June 2009

B2b collection experts gathering to share insights, innovations

2 June 2009

TransUnion.com: Mortgage Loan Delinquency Rates Rise for Ninth Straight Quarter, but at a Slower Pace

2 June 2009

Many Consumers Better Served by Debt Settlement Companies

1 June 2009

In Your Words: Comments from the ARM Industry Confidence Survey

31 May 2009

Delinquencies and Foreclosures Continued to Climb in Q1: Mortgage Bankers Association

29 May 2009

Kaulkin Ginsberg?s Debt Collection Industry Index Reflects Continued Declines; Modest Improvement Predicted

29 May 2009

Challenging Economy Drives Consumer Need for Financial Education to Achieve Life Goals: Western Union

28 May 2009

Credit Card Bill Impact on ARM Industry Uncertain

27 May 2009

Self Help Debt Settlement Website Launched

22 May 2009

Philly Fed Firms Continue to See Weakness

21 May 2009

Veda Advantage To Acquire Secure Sentinel

21 May 2009

Banks Eager to Repay Bailout Money to Escape Government Control

21 May 2009

Texas-based Debt Settlement Company is Enjoined from Doing Business In West Virginia

19 May 2009

Changes in the Healthcare Industry that will Impact ARM Companies

18 May 2009

Over $33 Billion in U.S. Consumer Credit at Risk of Default

18 May 2009

Auto Dealerships Close, A Mixed Bag for ARM?

15 May 2009

USOBA Announces its 2009 Summer Conference Speakers and Topics

15 May 2009

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