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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Credit Card Business Model Tested in Current Downturn

15 July 2009

Global Consumer Acquisition Corp. Announces Agreements to Recapitalize Nevada Community Banks

14 July 2009

Credit Cards with Annual Fees Will Be Widespread by End of 2010, Says Auriemma Consulting Group

14 July 2009

FDCPA Lawsuit Volume Picks Up Steam in June

13 July 2009

PricewaterhouseCoopers Outlook: Merger and Acquisition Environment to Be One of High Risk, High Reward for Remainder of 2009

13 July 2009

Asta Funding, Inc. Announces Amendment to Revolving Credit Line

13 July 2009

Operators of Credit Card Rate Reduction Scam Are Banned From Telemarketing: FTC

10 July 2009

Factoring Solutions From BusinessFactors.com Help Struggling Businesses

10 July 2009

CreditCards.com: Weekly Credit Card Rate Report

10 July 2009

TransUnion Consumer Credit Risk Index Hits Record Level

9 July 2009

Consumer Bankruptcies on Pace to Hit Pre-Reform Levels in 2009

8 July 2009

Americans Going Delinquent on Loans at Record Pace

7 July 2009

CBA President Says Proposed Consumer Protection Act is a ?Bridge Too Far?

6 July 2009

Credit Solutions Settles $29.5 Million In Consumer Debt During June

2 July 2009

Persolvo Data Systems Adds Over 100 Debt Settlement Companies and $1.2 Billion in Debt to its Database in Q2

2 July 2009

Card Chargeoffs Accelerate, Break 10 Percent Barrier in May

2 July 2009

Research and Markets: UK Personal Lending 2009: UK Consumer Credit Market in 2008 and Future Outlook

30 June 2009

Patients? Ability to Pay and Federal Healthcare Reform Are Greatest Challenges to Hospitals: MedAssist Survey

29 June 2009

Credit Repair Operation Settles with FTC; Company Made False Claims and Charged Illegal Up-Front Fees

29 June 2009

Fed Reflects on Financial Crisis and Its Root Causes

24 June 2009

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