Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.
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Empirical Evidence Suggests Dodd-Frank Has Led to 14.5 Percent Drop in Consumer Credit
28 January 2016
![[Image by creator James Steidl from AdobeStock]](/media/images/imported-post-thumbnail-23326.max-80x80_tEAYqC8.jpg)
ACA International Report: Third-Party Debt Collection Keeps Credit-Based Economy Thriving
26 January 2016
Getting to Know the Utilities Industry
16 November 2015
The Effect of Switching from a Brunner to a Totality Test for Student Loan Bankruptcy
28 October 2015
CFPB Director Richard Cordray Addresses Consumer Advisory Board
23 October 2015
Alternative Lending: The New Frontier for the ARM Industry?
12 October 2015
New Academic Paper Urges CFPB to Carefully Consider Impact of Potential New Debt Collection Regulations
30 September 2015
DBA International Commends George Mason University for Report on the Law and Economics of Consumer Debt Collection and its Regulation
30 September 2015
United Debt Holding Selected to Receive 2015 Best of Business Award in Castle Rock, CO
28 September 2015
As Economy Improves, Collectors Need Fresher, Expanded Data Sets, TransUnion Says
3 September 2015
Dept. of Education PCA Program Still a Driver of Small Business Growth
21 August 2015
COHEAO Asks Your Assistance To Extend Perkins Loan Program
20 August 2015
Encore Capital Group Announces Strong Second Quarter 2015
11 August 2015
Second Quarter 2015 Earnings for PRA Group Rise Sharply
11 August 2015
Encore Partners With U.S. Reps. Peters and Hunter On Bill To Exempt Forgiven Debt From Federal Taxation
22 July 2015
TransUnion Prices IPO; Values Company at $4 Billion
25 June 2015
New York Times Gives Lots of Space to Student Loan Debt
17 June 2015
Five Lessons the ARM Industry Can Take From the Mortgage Meltdown
1 June 2015
Terrible Jobs Report in March May Signal Shift in the Labor Market, or Simply a Correction
3 April 2015
Assessing the Consumer Credit Market with an Eye to ARM
25 March 2015
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