The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Hunstein Stay Denied!: Court Refuses to Stay Hunstein Case Pending En Banc Determination–Withholding of Mandate Immaterial
19 July 2021
Consumer Relations Consortium Receives Responses from Nevada Regarding New Medical Collections Law
12 July 2021
Nevada Federal Court Won't Weigh in on Medical Collection Law Until Late July
30 June 2021
Multiple Parties File Lawsuit to Stop Nevada Medical Collections Law From Going Into Effect
29 June 2021
Debt Collector in Hunstein Tells 11th Circuit that New SCOTUS Opinion Supports Request for Rehearing
28 June 2021
Second Circuit Rules Debt Collector did not Violate FDCPA by Sending Settlement Offer Without Disclosing Interest Would Continue to Accrue if Consumer did not Meet Payment Deadline
15 June 2021
Two Judges Question whether the 7th Circuit has Gone Too Far in Standing Decisions
3 June 2021
Consumer Relations Consortium Files Amicus Brief in Hunstein
2 June 2021
Throwing Shade?: Latest Court to Cite Hunstein Ends up Quietly Torching its Article III Standing Analysis
2 June 2021
Customer-Driven Collections Is the New ARMs Race - Creditors and Agencies Who Master it Will Win
27 May 2021
Hunstein: Defendant files Petition for Rehearing En Banc
26 May 2021
HUNSTEIN UPDATE: Court in Illinois Cites Hunstein with Approval While Distinguishing It
25 May 2021
Southern District of California Says Unanswered Calls are Not a Communication
19 May 2021
House Passes Debt Collection Improvement Act
17 May 2021
The Comprehensive Debt Collection Improvement Act: An Explainer
13 May 2021
Court Finds FDCPA SOL Accrues on Date Debt is Reported to CRA; FCRA Does Not Require Adherence to Metro 2 Guidelines
6 May 2021
8th Cir. Rejects FDCPA Claims Relating to Assignment of Collection Services Agreement
5 May 2021
Here's What's Wrong With Hunstein: Here’s the Simple and Obvious Spokeo Error That Led to the SCARIEST FDCPA Case Ever
4 May 2021
CFPB Issues Interim Rule Applicable to FDCPA Debt Collectors Seeking to Evict Tenants For Non-Payment of Rent
29 April 2021
Debt Collector Wins on Bona Fide Error Defense Where Dispute Letter Too Vague
28 April 2021