FDCPA News

Collections & Recovery

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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Judge grants MSJ in class action over disputed debt investigation

15 August 2023

Indiana Appellate Court Reverses Summary Judgment in FDCPA Case Involving Bona Fide Error Defense

17 July 2023

14 Calls in 22 Days is Reasonable, Says Court

29 June 2023

Seventh Circuit Rules $3.95 in Postage Spent by Plaintiff to Respond to Second Validation Notice Sufficient to Establish FDCPA Standing

28 June 2023

Credit Disputes Do Not Last Indefinitely Says Court

15 June 2023

CFPB Announces Consent Order with Third-Party Collector of Medical Debt

14 June 2023

Sixth Circuit Affirms Dismissal of FDCPA Suit Arising From Pandemic-Time In Person Service of Process

31 May 2023

Why Can’t Courts Agree to The Definition Of Debt Collector?

30 May 2023

Arizona Federal Court Holds FDCPA’s $1,000 Statutory Damages Provision Applies Separately to Each Defendant

16 May 2023

Minor Procedural Errors are not an FDCPA Violation Says Court

27 April 2023

Pennsylvania Appellate Court Rejects Claim That Dunning Letter Sent Post-Expiration of The Statute of Limitations Violated Law

24 April 2023

Sending Docs After the Validation Period Expires? One Court Says, No

19 April 2023

An Email is Less Intrusive Than a Phone Call, Finds N.D. Illinois While Granting TrueAccord’s Motion to Dismiss

18 April 2023

CFPB vs. PRA-Top 3 Takeaways and PRA’s Response

29 March 2023

6th Cir. Holds FDCPA SOL Triggered on Date of Last Violation, Not Date Faulty Collection Action Was Filed

9 March 2023

Second Circuit Affirms Judgment in Favor of Law Firm in Meaningful-Attorney-Involvement FDCPA Class Action

6 March 2023

Calif. App. Court (6th Dist) Holds Alleged Misidentification of ‘Charge-Off Creditor’ Not ‘Material’

1 March 2023

How A Compliant No-Cost-To-Biller Fee Model Can Help Your Business. [Sponsored]

28 February 2023

Is Your Credit Dispute Management Process Good Enough?

15 February 2023

Third Circuit Confirms Collectors Can Rely on Court Records

7 February 2023