The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Agency Seeking Attorney Fees in FDCPA Case Gets Mixed Result
5 January 2017
Kansas District Court Provides No Clarity on Payment/Revival Disclosures
4 January 2017
Requesting Attorneys’ Fees in Court Summons Does Not Misrepresent Amount of Debt
3 January 2017
Illinois Federal Judge Rules Collection Agency is Liable for Law Firm's FDCPA Violation
20 December 2016
Judge Grants Collection Agency's Motion For Summary Judgment in FDCPA Bona Fide Error Case
15 December 2016
Judge Denies Prevailing Party's Motion For Attorneys' Fees in FDCPA Case
14 December 2016
Court Holds That Interest Reference in Dunning Letter is Not FDCPA Violation
12 December 2016
Breaking News: Second Circuit Court of Appeals Denies Request for Interlocutory Appeal in FDCPA Voice Message Case
8 December 2016
Fasten Your Seatbelts For The Case Of This Mafia-Style Consumer Litigation Operation
7 December 2016
Federal Judge Determines That 18 Calls Over Two-Week Period Does Not Violate FDCPA
6 December 2016
U.S. District Court Judge Rules Against Collection Agency for Incomplete Disclosures
6 December 2016
Attorney “On Retainer” for Collection Agency Must Provide his Own Validation Notice When Contacting a Consumer
29 November 2016
6th Cir. Rejects Debt Collector’s Efforts to Distinguish Campbell-Ewald Following Offer of Judgment Success in Trial Court
22 November 2016
CFPB Files Amicus Brief in FDCPA Case About Social Security Benefits
22 November 2016
NY Judge Sanctions Plaintiff Attorney for Making Mountain Out Of Molehill
15 November 2016
The Election That Changed the Collection Industry Forever
9 November 2016
4th Cir. Holds Foreclosure is FDCPA ‘Debt Collection,’ Mere Servicer Need Not Provide TILA Notice of Assignment of Loan
8 November 2016
insideARM Releases Updated CFPB Consent Order Report Including Charts, Analysis and Examples
8 November 2016
CFPB and NY Attorney General Take Action Against Network of Sham Collection Companies
3 November 2016
9th Cir. Holds Foreclosure Trustee Not FDCPA ‘Debt Collector’
3 November 2016