The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Stellar Recovery Secures Significant Fair Debt Collections Practices Act Victory
25 October 2017
New York Court Says No Disclosure Needed When No Interest Added to a Debt
24 October 2017
Washington District Court Adopts Seventh Circuit Analysis Regarding Collection of Time-Barred Debts
18 October 2017
Another 1099(c) Disclosure Case Moves Forward in New Jersey
17 October 2017
Debt Collector Prevails in FDCPA Case About Outdated BBB Rating
11 October 2017
Experts React to FDCPA Court Decision on Emailed Validation Notice
9 October 2017
Court: Validation Notice Sent Via Email Requiring Consumer to Click a Link to Open a “Secure Package” Is Not “Sending” a Validation Notice Under FDCPA
5 October 2017
Judge Rules Unintentional Violation of Policies and Procedures Permits Debt Collector to invoke 'Bona Fide Error' Defense
4 October 2017
New York Court Rules Settlement Offer in First Letter Not a FDCPA Violation
3 October 2017
In Connecticut, 29 Call Attempts in 24 days May Be FDCPA Violation
2 October 2017
FDCPA Case Challenges Use of Trade Name Abbreviation
28 September 2017
Voicemail Emerges Again With Questions of "Communication" and Meaningful Disclosure
27 September 2017
Expert Says Practice of Law Exemption is Essential to Fix FDCPA
26 September 2017
Judge Awards Attorney Fees to FDCPA Defendant in Case of 'Vexatious' Plaintiff's Counsel
25 September 2017
5th Cir. Holds Threat of Lawsuit to Collect Partially Time-Barred Debt Did Not Violate FDCPA
21 September 2017
A Closer Look at CFPB Action v. National Collegiate Student Loan Trusts and Transworld Systems – What Does it Mean to the ARM Industry?
21 September 2017
Court Rules Verification Docs Fulfill “Least Sophisticated Consumer” Standard
21 September 2017
This First-Party Thing is Heating Up
20 September 2017
Court Rules “Reply-by” Date Falling Outside 30-day Validation Notice Not a FDCPA Violation
20 September 2017
Court Sanctions Plaintiff’s Attorney a Second Time in FDCPA Case
14 September 2017