The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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Yet Another 1692g "In Writing" Case Denied Dismissal in E.D. Pa.

23 January 2019

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17 January 2019

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14 January 2019

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10 January 2019

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7 January 2019

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19 December 2018

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November FDCPA Case Law Review

12 December 2018

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5 December 2018

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4 December 2018

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CRC Proposes Comprehensive Solution to Consumer Communications Challenges

27 November 2018

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26 November 2018

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19 November 2018

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FDCPA Caselaw Review for October 2018

15 November 2018

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12 November 2018

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Sending Second Validation Notice Within 30-Day Validation Window May Confuse Consumers, According to Eastern District of Wisconsin

7 November 2018

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iQor, Allied Interstate Settle with CA District Attorneys for $9M in Call Volume Case

5 November 2018

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Second Circuit Sides with CAC Financial on Reverse Avila Issue, Unpersuaded By Argument that Previous Accrual of Interest is Confusing to Consumer

1 November 2018

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30 October 2018

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7th Circuit: Bring Possible Arbitration Agreement to Court’s Attention Early to Prevent Waiver

24 October 2018