FDCPA News

Collections & Recovery

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

Filter by Location

Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas United States Virgin Islands Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming

Yes, Debt Collectors Can Still Call Numbers Supplied to Creditors as Part of Underlying Transaction

8 October 2020

Are Your Debt Collection Communications Getting Through and Timed Right?

6 October 2020

Interest Disclosure Cases Haven't Stopped, but Plaintiffs Keep Losing

1 October 2020

In the Nick of Time: NYC DCA Releases Glossary and Translations of Commonly-Used Terms

30 September 2020

The Slow Demise of Recent Collection Letter Overshadowing Claims

24 September 2020

2nd Cir. Holds FDCPA Defendant’s ‘Bona Fide Error’ Defense Should Go to Jury

22 September 2020

Bona Fide Error Defense Doesn't Always Apply in "Amount of Debt" Cases

14 September 2020

Credit Reporting Issues and False Threats from Debt Collectors—Featured Topics in CFPB's Supervisory Highlights

10 September 2020

CFPB Sues Encore for Issues Related to Collection Litigation and Time-Barred Debts (and the Irony Behind Some of These Claims)

9 September 2020

Plaintiff's Counsel Drops the Ball, Court Grants Summary Judgment for Debt Collector

3 September 2020

Neither Snow Nor Rain Nor Heat Nor Gloom of Night: Debt Collection and the USPS

26 August 2020

Another Overshadowing FDCPA Claim Bites the Dust

25 August 2020

Dismissals of Overshadowing/Letter Format Claims Continue in E.D.N.Y.

11 August 2020

Attention ARM Leaders: Debt Collection Payment Portals are Communications Under the FDCPA

6 August 2020

Consumer Relations Consortium Submits Comment to CFPB’s SNPRM for Time-Barred Debts

5 August 2020

7th Circuit Reiterates: Credit Reporting Medical Debts Separately is Not a Violation

4 August 2020

New Bill in House, Would Amend FDCPA to Prohibit Consumer Debt Collection During National Disasters or Emergencies

29 July 2020

Audit What You Credit Report or Lose the Bona Fide Error Defense

27 July 2020

Legal-Related Language in Collection Letters, and How N.D. Illinois Can't Make Up Its Mind

16 July 2020

4th Cir. Holds Each FDCPA Violation Subject to New Statute of Limitations

15 July 2020