A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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Harvard Study Finds New Regulations Are Affecting Consumer Access to Credit
5 May 2016
CFPB Publishes Proposed Arbitration Rule; Coins a New Phrase
4 May 2016
N.C. Fed. Court Rejects Defendant’s TCPA Arguments as to ‘Revocation of Consent,’ ‘ATDS’
4 May 2016
US District Court in Illinois Finds Disclosure of Potential Tax Consequences for Settling an Account is Misleading to Consumer
3 May 2016
New ProPublica Article Criticizes Debt Collection Litigation on Medical Accounts; Paints One Firm as Outlier
28 April 2016
Former CFPB Senior Advisor: Debt Collection Industry Must Press CFPB to Put Complaint Data in Context
27 April 2016
Bank of America Agrees to Pay $1Million to Settle TCPA Lawsuit
25 April 2016
Florida’s Third DCA Reverses Course on Statute of Limitations for Mortgage Foreclosure
25 April 2016
Marketplace Lending Leader Says His Market Should Embrace Sophisticated Collectors
19 April 2016
Summary Judgment Granted Against Dallas Debt Collector for Bad Behavior
15 April 2016
Creditors: If You Do First Party Outsourcing, We’d Like to Hear From You
14 April 2016
4th Cir. Confirms Entity Is Not FDCPA ‘Debt Collector’ Merely Because It Purchases Defaulted Debt
12 April 2016
Call For Presentations: First Party Outsourcing Summit, October 17-19, 2016
7 April 2016
Supreme Court Case About Debt Buying and Interest Rates Now in Question
1 April 2016
Headline The ARM Industry Should Like to See: “Closing Time for a Fake Debt Collector”
31 March 2016
SCOTUS Challenges Plaintiff Argument on Use of AG Letterhead in FDCPA Case
30 March 2016
Bank of America Debt Securitization Case is Actually Round Two
18 March 2016
Payday Lending, Exemption for Community Banks, Arbitration and Ally Were the Hot Topics During CFPB Director Cordray's Testimony Before Congress
18 March 2016
Bank of America Hit With Class Action Over Debt Collection Litigation on Securitized Accounts
17 March 2016
NYDFS and CFPB Sample Request for Substantiation Letters are Awfully Complex
15 March 2016