A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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9th Cir. Holds Debtor’s Acknowledgement of Debt Does Not Excuse Untimely Proof of Claim
28 November 2016
4th Cir. Holds Foreclosure is FDCPA ‘Debt Collection,’ Mere Servicer Need Not Provide TILA Notice of Assignment of Loan
8 November 2016
FTC Wins Largest Ever Litigated Judgment -- $1.3 Billion
4 October 2016
Is Marketplace Lending Still the Next Debt Collection Frontier?
4 October 2016
Why Debt Collectors Should Take Notice of IBM’s Acquisition of Promontory
3 October 2016
LendUp Feels Growing Pains As CFPB Orders Payment for Misleading Practices
29 September 2016
Harvest Strategy Group Execs to Speak at National Credit Union Collections Conference
26 September 2016
House Committee Approves Dodd-Frank Replacement Bill
21 September 2016
5th Circuit Rules Against Collector For Not Making Disclosures in Time-Barred Debt Case
14 September 2016
Wells Fargo $185 Million Penalty is a Warning to Collectors, Too: Look Hard at Your Compensation Plans
9 September 2016
U.S. District Court Judge Dismisses Collection Litigation Suit Against Bank of America
8 September 2016
Tim Bauer on the Making of a “Must-Attend” ARM Industry Conference
1 September 2016
Small Business Representative Shares Her Thoughts About Yesterday’s Debt Collection SBREFA Hearing
26 August 2016
CFPB Debt Collection Proposals Would Create Problematic New Substantiation Standard
25 August 2016
Wells Fargo Reaches Settlement with CFPB Over Alleged Illegal Student Loan Servicing Practices
23 August 2016
U.S. District Court in Georgia Grants Initial Approval of Wells Fargo $30 Million TCPA Settlement
23 August 2016
Court Affirms Dismissal of Crawford Case for FDCPA ‘Time-Barred’ Proof of Claim, Case Was Itself ‘Time-Barred’
11 August 2016
7th Cir. Deepens Split on FDCPA Liability for ‘Time-Barred’ Claims
11 August 2016
insideARM Perspective on CFPB Outline of Proposed Rules – Litigation and Time-Barred Disclosures
3 August 2016
insideARM Perspective On CFPB Outline of Proposed Debt Collection Rules – Information Integrity
2 August 2016