A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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TransUnion: Credit Risk and Demand Drop at Conclusion of 2010
11 February 2011
Credit Card Debt Increases for First Time Since 2008
8 February 2011
Consumer Lending Expected to Rebound in 2011: Analysts
21 January 2011
Credit Card Charge-Offs and Delinquencies Fall Again
19 January 2011
Consumer Loan Delinquency Rate Flat in Third Quarter: ABA
11 January 2011
FTC Red Flags Rule Clarified
7 January 2011
Absa Bank Will Catch Fraud in Real Time Using FICO Falcon Fraud Manager 6
22 December 2010
FTC Submits Comments to Fed on Making Fair Lending Law Stronger; Announces Increase in Maximum Charge for Extra Copies of Credit Reports
20 December 2010
Consumer Credit Expands in October, But Credit Cards Fall Again
8 December 2010
Mortgage and Credit Card Delinquencies Expected to Experience Double Digit Decreases Through 2011: TransUnion
7 December 2010
FICO Survey Finds Persistent Credit Gap Facing Consumers and Small Business Owners
2 December 2010
The 'First-Time Defaulter' is the Newest Customer Segment for Banks to be Targeting: Deloitte
1 December 2010
What's Really Going On in Debt Purchasing
30 November 2010
Card Charge Off Rate Plummets in Third Quarter
29 November 2010
Consumers Are Paying Less on Monthly Payments than Three Years Ago: Experian
12 November 2010
New York Fed Q3 Report on Household Debt and Credit Shows Continued Decline in Consumer Debt
9 November 2010
Debt Relief Companies Prohibited From Collecting Advance Fees Under FTC Rule That Takes Effect October 27
21 October 2010
Credit Card Charge Offs Decline at Major Issuers in September
21 October 2010
S&P/Experian Index Shows Default Rates Decline Across All Credit Lines
20 October 2010
Strategic Mortgage Defaults and the Broader ARM Impact
11 October 2010