A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

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TransUnion: Credit Risk and Demand Drop at Conclusion of 2010

11 February 2011

Credit Card Debt Increases for First Time Since 2008

8 February 2011

Consumer Lending Expected to Rebound in 2011: Analysts

21 January 2011

Credit Card Charge-Offs and Delinquencies Fall Again

19 January 2011

Consumer Loan Delinquency Rate Flat in Third Quarter: ABA

11 January 2011

FTC Red Flags Rule Clarified

7 January 2011

Absa Bank Will Catch Fraud in Real Time Using FICO Falcon Fraud Manager 6

22 December 2010

FTC Submits Comments to Fed on Making Fair Lending Law Stronger; Announces Increase in Maximum Charge for Extra Copies of Credit Reports

20 December 2010

Consumer Credit Expands in October, But Credit Cards Fall Again

8 December 2010

Mortgage and Credit Card Delinquencies Expected to Experience Double Digit Decreases Through 2011: TransUnion

7 December 2010

FICO Survey Finds Persistent Credit Gap Facing Consumers and Small Business Owners

2 December 2010

The 'First-Time Defaulter' is the Newest Customer Segment for Banks to be Targeting: Deloitte

1 December 2010

What's Really Going On in Debt Purchasing

30 November 2010

Card Charge Off Rate Plummets in Third Quarter

29 November 2010

Consumers Are Paying Less on Monthly Payments than Three Years Ago: Experian

12 November 2010

New York Fed Q3 Report on Household Debt and Credit Shows Continued Decline in Consumer Debt

9 November 2010

Debt Relief Companies Prohibited From Collecting Advance Fees Under FTC Rule That Takes Effect October 27

21 October 2010

Credit Card Charge Offs Decline at Major Issuers in September

21 October 2010

S&P/Experian Index Shows Default Rates Decline Across All Credit Lines

20 October 2010

Strategic Mortgage Defaults and the Broader ARM Impact

11 October 2010