A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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Appellate Court Affirms that FDCPA Does Not Cover Creditors
12 December 2012
Mortgage Delinquency Rate to Stay High in 2013; Credit Card Delinquencies to Remain Low: TransUnion
12 December 2012
Credit Card Debt Grows in October, Along with Other Debt
10 December 2012
CFPB and Justice Department Team Up on Fair Lending Enforcement
7 December 2012
Third Party Debt Collection Accounts Fall in Q3
28 November 2012
Consumer Loan Delinquencies and Charge-Offs Touch Fresh Lows, Except for Mortgages
26 November 2012
FTC and CFPB Team Up on Mortgage Advertising; Commence Enforcement Actions
20 November 2012
Consumer Credit Increases in September; Credit Card Debt Falls
9 November 2012
Credit Control Joins NAFCU Services Preferred Partner Program for Loan Recovery Services
9 November 2012
Hidden Info to Help with Collection Skiptracing: Using a WhoIs Search
23 October 2012
CFPB Proposes Rule to Make Credit Cards Available to Non-Working Partners
18 October 2012
Where Does the ARM Industry Go After the Credit Card Bust?
17 October 2012
Consumer Credit Surges in August
8 October 2012
Consumer Delinquencies Continue Decline In Q2; Card Arrears Lowest in 11 Years
4 October 2012
American Express to Pay $112 million to Settle Debt Collection and Other Charges
2 October 2012
Getting Ready for 2013 - Asset Class Diversification
1 October 2012
ARM in the Credit Card Sector: A New Opportunity Unfolding
28 September 2012
CFPB and FDIC Team Up on $200 Million Action Against Discover
24 September 2012
Identifying the Deleveraging Customer versus the Disengaging Customer
20 September 2012
Student Debt: Lip-Smacking or National Crisis?
13 September 2012