A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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Debt Collection Vendors and Clients Hang in the Balance of CFPB Rules
1 April 2014
Growth in Consumer Credit in 2013 After Years of Decline
31 March 2014
CFPB Turns Focus to Payday Loans with New Report, Cordray Speech
25 March 2014
CFPB Speech to Chamber of Commerce Hints at Direction of Collection Rulemaking
20 March 2014
At a Glance: Responses to the CFPB Debt Collection Rulemaking Proposal
13 March 2014
Happy National Consumer Protection Week!
4 March 2014
Appellate Court Has Harsh Words for Activist Judge in Debt Collection Case
27 February 2014
Anticipating a New Regulatory Regime For Debt Collection - Part 2
27 February 2014
Encore Capital Announces Two More International ARM Acquisitions
26 February 2014
Mortgage Lender Self-Reports Violation to CFPB; Small Penalty Follows
26 February 2014
Anticipating a New Regulatory Regime For Debt Collection
24 February 2014
Chase Debt Collections Continue to Fall
24 February 2014
UPDATED Capital One's Terms/Conditions: Collectors Aren't Necessarily Set to Visit Your Home
19 February 2014
Senate Bill Protecting Consumer Data Ripples Out to Debt Collection
18 February 2014
Key Themes for the U.S. Debt Collection Market in 2014
18 February 2014
CFPB Director Cordray Falls Short on Jeopardy as House Considers Power-Restricting Bill
6 February 2014
Post Office: Let Us Get Involved in Lending and Debt Collection
4 February 2014
Collection Industry Tries to Find Common Ground with Consumer Groups
28 January 2014
BillingTree to Deliver Mobile Payment and Customer Communications Solutions to Auto Finance Industry
24 January 2014
insideARM Summit Keynote Draws Blueprint for Debt Collection CMS
23 January 2014