Javlin Capital to Finance Guardian Capital’s Purchase of Non-performing Residential Mortgages and "REO"

Javlin Capital LLC (“Javlin”) has entered into a financing and investing relationship with Chicago-based Guardian Capital to provide Guardian Capital with an integrated facility of debt and equity to finance its purchases of non-performing first and second residential mortgages (“NPLs”) and bank-owned homes (“real estate owned,” “REO”).

The facility positions Guardian Capital to compete aggressively for portfolios of NPLs and REOs that come to market from the major banks and investment funds that own the bulk of the nation’s distressed residential real estate. Guardian Capital participates in all aspects of the NPL and REO market, including purchasing non-performing first and second mortgages in all regions of the country. It pursues multi-faceted strategies to restore the productive value of the real estate, ranging from loan modifications for owner-occupied houses to sales at prevailing market prices for vacant properties.

Brian Duggan, founder and president of Guardian Capital, welcomed the partnership with Javlin. “Javlin’s on-demand capital gives us the opportunity to respond quickly to rapidly changing market conditions,” said Mr. Duggan. “Javlin’s emphasis on analytics and operating discipline aligns perfectly with our business values.”

Rob Johnson, CEO of Javlin, noted the excellent fit between Guardian Capital and Javlin. “Brian Duggan and his team are creative, disciplined buyers of analytically intensive assets,” said Mr. Johnson. “Javlin’s analytical rigor can add a lot of value to Guardian Capital, while Guardian Capital gives Javlin exposure to a large and rapidly changing market.”

Javlin Capital LLC provides capital to acquire service intensive financial assets. For buyers of non-performing and sub-performing consumer assets, Javlin provides integrated portfolio finance that is flexible, reliable and cost efficient, leveraging an extensive origination network and a flexible, data intensive and operationally focused underwriting platform. Javlin’s partnership approach and expertise in operations and corporate development deliver value to buyers of consumer assets beyond the capital it provides.

Guardian Capital is a leading buyer of non-performing first and second residential mortgages and bank-owned properties.  Guardian Capital’s in-house servicing capabilities enables it to pursue multi-faceted strategies to restore the productive value of the NPLs and REOs it acquires, ranging from loan modifications for owner-occupied homes to sales at prevailing market prices for vacant properties.