Wells Fargo Facing Class-Action on Hidden Card Fees

Joshua Endres, a Yucaipa, Ca., college student, might be the new face in the war against credit card “hidden fees.”

At age 18, Endres applied for a Wells Fargo credit card.  Now, coming up on five years later, Endres is struggling to pay off the debts he has incurred, primarily through over-draft charges applied to his line of credit.  And, he’d like Wells Fargo to take some responsibility for that.  Hence his lawsuit, that he hopes will become class-action.

The suit seeks unlimited damages and demands that Wells Fargo reimburse customers and stop what the lawsuit refers to as "hidden fees."  The suit alleges that Wells Fargo makes its money by not disclosing seemingly “outrageous” service fees.

Endres’s attorney, Richard McCune of Welebir & McCune, admits Endres could have done a better job of tracking his charges. Endres once exceeded his limit 62 times in a year, causing him to pay $620 in finance charges so he could obtain $1,115 in cash.

Wells Fargo has denied most of the allegations.  Their response includes 13 defenses.