Allyson Baker is a trial attorney and civil litigator with more than a decade of experience in the federal government and private practice. Ms. Baker focuses on financial services litigation and law enforcement investigations involving consumer finance, financial fraud and complex financial transactions. She represents banks and nonbanks subject to law enforcement actions and investigations, especially those initiated by the Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ). Ms. Baker represents numerous consumer finance companies in confidential investigations initiated by the CFPB's Office of Enforcement. She also routinely serves as litigation counsel for financial services companies, advises companies on all aspects of consumer financial laws, and provides strategic counsel to companies dealing with the CFPB and other law enforcement and regulatory agencies. Additionally, Ms. Baker represented Four Oaks Bank & Trust Company and its holding company, Four Oaks Fincorp, Inc. in obtaining the favorable settlement of a suit arising under the Financial Institutions Reform and Recovery and Enforcement Act of 1989 (FIRREA); this matter was the first public enforcement action in "Operation Choke Point," a DOJ-led law enforcement initiative.
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